How to Enroll
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- Enroll with a Benefit Counselor
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Enrollment Resources
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- View Your Benefit Guide
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Benefit Options
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- View Your Health Benefits
- View Your Voluntary Benefits
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Your medical benefit options will include the VBP copay plan and the Embedded High Deductible Health Plan with the $4,000 deductible.
- HealthSCOPE $1,250 VBP with PHCS physician network and
- UMR $4,000 Embedded HDHP with UMR Choice Plus network
CLICK HERE to learn more about HealthSCOPE
Louisiana Machinery has joined with HealthSCOPE Benefits to bring you a Value-Based Payment plan.
Value-Based Payments works just like a Classic PPO plan in some regards; members will still only be responsible for copays at primary care physician and specialist offices ($25), but Value-Based Payments does not have a traditional network of facilities like a Classic PPO.
LA Machinery is pleased to continue to offer an HSA qualified, Embedded HDHP (EHDHP) administered by UMR that meet the health care needs of you and your covered dependents.
Follow the links below for additional information.
LEARN MORE ABOUT MEDICAL INSURANCE
PREMIUM ONLY PLAN (POP) - SUMMARY PLAN DESCRIPTION
EMBEDDED HIH DEDUCTIBLE HEALTH PLAN WITH HSA (EHDHP)
VALUE-BASED PAYMENTS (VBP) MEDICAL PLAN
MEDICAL COMPARISON AND CONTRIBUTIONS
Administered Companion Life
The Louisiana Machinery Basic Life/AD&D plan is a 100% employer-paid benefit that provides your family with financial protection in the event of your death or the death of a covered dependent (as long as you are enrolled in medical).
The Accidental Death & Dismemberment (AD&D) plan protects you and your family in the event of your death or injury due to a covered accident in addition to the benefit provided by your Life coverage.
LEARN MORE ABOUT BASIC LIFE INSURANCE
Short-Term Disability
Administered by Companion Life from The Hartford
LA Machinery’s Short Term Disability plan provides a weekly benefit for expenses incurred if you cannot work several weeks due to an illness or injury. Your doctor must certify that you are unable to return to work on a full-time or partial basis.
Short-Term Disability Hourly Benefit Information
Short-Term Disability Salary Benefit Information
Long-Term Disability
Administered by Companion Life
LA Machinery’s Long Term Disability plan provides a monthly benefit in the event that you become disabled and are unable to work. Long Term Disability provides replacement income to give you financial security.
Long-Term Disability Hourly Benefit Information
Long-Term Disability Salary Benefit Information
REMEMBER: YOU CANNOT ELECT LONG-TERM DISABILITY WITHOUT ALSO ELECTING SHORT-TERM DISABILITY AND VICE VERSA.
Administered by UMB Bank
When you enroll in either of Louisiana Machinery’s High Deductible Health Plans, you have the option to open a Health Savings Account (HSA). HSA funds can be used to pay for eligible medical, dental and vision expenses for you and your eligible dependents, including deductibles, coinsurance, prescriptions, acupuncture and more, tax-free, now and in the future. Family members do not need to be covered under your plan in order to use the HSA funds.
With the HSA, you are in charge. You decide:
- How much you’ll contribute;
- When to pay for eligible expenses with HSA funds directly (you can also reimburse yourself from the account);
- How and if you want to invest your HSA funds (a balance of at least $2,000 is required to invest); and
- Whether to save HSA funds for future expenses or retirement.
CLICK HERE to learn more
continue to offer an Employee Assistance Program (EAP) for you, your spouse, and your eligible dependents. With the EAP, you are provided with free, confidential counseling by experienced licensed counselors.