How to Enroll
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- Enroll with a Benefit Counselor
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Enrollment Resources
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- View Your Benefit Guide
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Benefit Options
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- View Your Health Benefits
- View Your Voluntary Benefits
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What’s Changing for 2025-2026 Plan Year
- Deductible & Copay changes to VBP plan
- New physical id card will be sent to you
- Louisiana Machinery covers 84% of the cost of your medical premiums. This is the 1st time in 5 years that you will see a slight increase in your premium.
- Dual Dental options now available with a NEW Employer Contribution
- New physical id card will be sent to you
- Vision carrier moving to Companion with same EyeMed network
- New physical id card will be sent to you
- Transamerica will no longer be payroll deducted.
Click Here to read more!
Transamerica:
What To Do To Keep Your Policy
Effective 9/1/2025, Transamerica Universal Life will no longer be payroll deducted by Louisiana Machinery. In order for you to keep your policy(s), you will need to complete the necessary form to convert to a direct bill. Watch your email and mail for additional information.
Market Leading
LMC overall offers a market-leading benefits package with extensive healthcare, competitive ancillary coverages, and valuable retirement opportunities.
You are an important member of our team at "Louisiana Cat" because you play such a critical role in our success.
This is exhibited, in part, by the comprehensive benefits programs offered to protect and care for you and your family. Benefits, which overall are considered "Market Leading", which means you are in a select group of employees.
This coming plan year is no different, as Leadership has put together a strong offering.
We encourage you to take the time to further educate yourself about all your options and resources, so you can choose the best coverage for you and your family. But more importantly, become familiar with where to go when you need help.
Active Enrollment
Open Enrollment will start Tuesday, July 15th and go through Thursday July 31st. Fidelity Enrollment Services benefit counselors will be available to speak with employees beginning starting Tuesday, July 15th through Thursday, July 31st, 2025. This year, at select locations benefit counselors will be available onsite to assist in the enrollment process.
During these meetings, FES will in-person:
- Review your benefits packages
- Answer questions and provide additional information
- Help you complete your enrollment in your elected benefits
How To Enroll
- Review your benefits package available
- Answer questions and provide additional information
- Enroll you in your selected benefits for the 2025 plan year
This year is an active enrollment which means you must speak with a benefit counselor to enroll or waive coverage. You can schedule an appointment using the two buttons below or by calling (833) 737-1947 between Monday - Friday 8am - 5pm CDT during the open enrollment period.
Download the list of locations and days of your branch meeting, enrollment for your location will begin on the following business day.
Your 2025 Benefit Options
Louisiana Machinery is pleased to offer a comprehensive benefits program, that offers you choice and flexibility, so you can take charge of your physical, financial and emotional well-being. For detailed information about each of the benefits plans and programs available to you and your family, please click on the down arrow for each benefit listed below or refer to the 2025 Benefits Enrollment Guide.
Your medical benefit options will include the VBP copay plan and the Embedded High Deductible Health Plan with the $4,000 deductible.
HealthSCOPE $2,000 VBP with PHCS physician network and UMR $4,000 Embedded HDHP with UMR Choice Plus network
UMR REMEMBER TO CALL AHEAD
Louisiana Machinery has joined with HealthSCOPE Benefits to bring you a Value-Based Payment plan.
Value-Based Payments works just like a Classic PPO plan in some regards; members will still only be responsible for copays at primary care physician ($25) and specialist offices ($50), but Value-Based Payments does not have a traditional network of facilities like a Classic PPO.
LA Machinery is pleased to continue to offer an HSA qualified, Embedded HDHP (EHDHP) administered by UMR that meet the health care needs of you and your covered dependents.
Administered by American Public Life (APL)
Accident Insurance can provide protection to help with the high cost of a covered accidental injury. From a simple physician’s office visit, to x-rays, ambulance transportation or an intensive care admission due to an accidental injury — unexpected expenses can add up.
Click Here to learn more
Administered by American Public Life (APL)
Critical Illness insurance from APL can help you prepare for the financial impact you may face after a heart attack, stroke, invasive cancer or other covered critical illnesses.
CLICK HERE to learn more
Administered by American Public Life (APL)
Hospital indemnity insurance may help cover the costs of an unexpected illness or serious accident that results in a hospital stay, outpatient surgery or treatment in a doctor's office. Focus on recovery, not your finances, with a hospital indemnity plan from APL.
CLICK HERE to learn more
Administered by American Public Life (APL)
If you or a family member are diagnosed with cancer, APL’s Cancer Insurance may help cover the costs associated with the detection and treatment of cancer and help you be more financially prepared.
Click Here to learn more
Administered Companion Life
The Louisiana Machinery Basic Life/AD&D plan is a 100% employer-paid benefit that provides your family with financial protection in the event of your death or the death of a covered dependent (as long as you are enrolled in medical).
The Accidental Death & Dismemberment (AD&D) plan protects you and your family in the event of your death or injury due to a covered accident in addition to the benefit provided by your Life coverage.
Administered by Companion Life
The Louisiana Machinery Voluntary Term Life plan allows employees to elect additional life and dependent life coverage to supplement the Basic Life policy. This coverage is entirely optional and is paid for by the employee. Spouse and dependent child coverage is only available if the employee is insured for Voluntary coverage.
Initial enrollees have a “one-time” window, during this Open Enrollment period without any medical questions asked up to the Guarantee Issue limit, subject to policy guidelines.
Current enrollees can elect to enroll in an additional 10k for employees and 5k for spouse without the need for Evidence of Insurability.
Should you decline any of the aforementioned coverages, you will be subject to Evidence of Insurability at a later date.
Administered by American Public Life
Help provide financial protection for your loved ones
Will your loved ones be afforded the same lifestyle and opportunities after you’re gone? Whether you’ve never had life insurance or simply want more coverage, you can help protect your family’s future with APL’s Portable Term Life Insurance.
Key Features:
Portable coverage goes with you, through the end of the term, if you change jobs or retire
You choose the period of time (“term”) that best suits your current stage of life
Insure your family with options for your spouse and child(ren) (employee coverage required)
No health questions or exams at initial enrollment*
Click Here to learn more.
Short-Term Disability
Administered by Companion Life from The Hartford
LA Machinery’s Short Term Disability plan provides a weekly benefit for expenses incurred if you cannot work several weeks due to an illness or injury. Your doctor must certify that you are unable to return to work on a full-time or partial basis.
Short-Term Disability Hourly Benefit Information
Short-Term Disability Salary Benefit Information
Long-Term Disability
Administered by Companion Life
LA Machinery’s Long Term Disability plan provides a monthly benefit in the event that you become disabled and are unable to work. Long Term Disability provides replacement income to give you financial security.
Long-Term Disability Hourly Benefit Information
Long-Term Disability Salary Benefit Information
REMEMBER: YOU CANNOT ELECT LONG-TERM DISABILITY WITHOUT ALSO ELECTING SHORT-TERM DISABILITY AND VICE VERSA.
Administered by Companion Life
The Louisiana Machinery Employee Dental Plans provide you and your family with coverage for preventive dental care and both major and minor dental procedures to improve overall oral health.
Dental Low Plan - Learn More
Dental High Plan - Learn More
To locate a provider, go to https://companionlife.go2dental.com/member/dental_search/proxinp.cgi
Administered by Companion
The Louisiana Machinery Employee Vision Plan provides you with coverage for eye exams, lenses and frames—vision care for the whole family. This coverage is offered to you on a voluntary basis.
To get the most out of your vision plan review the plan summary, Click Here
ServeYou Rx
Prescription Drug benefits are handled differently between the two medical plans:
Value Based Payments: Expenses count toward your out-of-pocket maximum but not your deductible.
Be sure to review the $0 Copay Traditional PPO ACA Preventive Drug List associated with this Plan.
Qualified High Deductible Health Plan: You pay the full cost for prescriptions until you reach your medical plan deductible. Expenses count toward your medical plan deductible and out-of-pocket
ServeYou Rx is your prescription drug vendor. You can contact ServeYouRx at (800) 759-3203 or serve-you-rx.com/members/
GlobalRX/RxManage
Provides you access to over 250 high-cost medications at $0 copay. Certain high-cost brand name medications may be available to you via mail order at $0 cost. This program covers over 250 brand medications from pharmacies in New Zealand, Australia, Canada, and England. Please refer to the attached Rx Manage formulary. To be on the formulary, a medication must be available from the same manufacturer internationally as the U.S. brand, or from the international license holder.
Administred by Medefy
With Medefy, you have access to your benefits at your fingertips along with 24/7 access to licensed doctors online (telemedicine). This benefit is at a $0 copay to you. You can use this 24/7 anywhere in the country for yourself and/or your dependents. Neither you or your dependents have to be enrolled in Louisiana medical in order to qualify for this service.
Administered by MetLaw
Louisiana Machinery is continuing to provide you with a voluntary plan that offers convenient access to legal services you may not be able to afford on your own. This plan is to give access to legal representation for you and your family at only $21.00 a month. The nationwide network includes over 15,000 attorneys.
To access your legal advisors call (800) 821-6400 or visit the website info.legalplans.com with the password LEGAL.
To continue coverage, terminated and retired employees must apply for portable enrollment within 30 days of their last day of employment by calling (800) GET-MET8. Portable enrollment remains in effect for a 30 month period and is non-renewable. Enrollment is prepaid and the cost is equal to the in force group rate x30.
Click Here to learn more
Administered by Ochsner Digital Medicine
Louisiana Cat strives to create and maintain a culture of health and wellness for all employees. For active medical plan members age 18+, we partnered with Ochsner Digital Medicine to help manage individuals' high blood pressure and/or Type 2 diabetes from home, while staying connected to a dedicated care team.
The benefits of Ochsner Digital Medicine include:
A dedicated team that consists of a personal health coach and a licensed clinician to help you take manageable steps toward a healthier lifestyle. Sessions are held over the phone.
Easy-to-use technology that allows you to remotely send readings to the team. No additional doctor visits are required.
Participation in a program that works! Many Digital Medicine members experience positive results within 90 days of initial enrollment, and 80 percent of members achieve their health goals within six months.
Ready to be the boss of your health? Please call your Digital Medicine concierge Kayla at 888-675-0045
Click Here to learn more
Administered by UMB Bank
When you enroll in either of Louisiana Machinery’s High Deductible Health Plans, you have the option to open a Health Savings Account (HSA). HSA funds can be used to pay for eligible medical, dental and vision expenses for you and your eligible dependents, including deductibles, coinsurance, prescriptions, acupuncture and more, tax-free, now and in the future. Family members do not need to be covered under your plan in order to use the HSA funds.
With the HSA, you are in charge. You decide: how much you’ll contribute; when to pay for eligible expenses with HSA funds directly (you can also reimburse yourself from the account); how and if you want to invest your HSA funds (a balance of at least $2,000 is required to invest); and whether to save HSA funds for future expenses or retirement.
Click Here to learn more
Administered by Aura
Louisiana Machinery’s Identity Theft Protection plan includes comprehensive identity monitoring, fraud remediation and restoration, and identity theft reimbursement. This benefit is 100% voluntary and paid for by you. Visit IdentityGuard.com or call 1.(855) 443-7748 for more details. This benefit is portable.
Click Here to learn more
Employees and their families often face challenging daily demands, including issues at work, with family, finances and more. Louisiana Machinery will continue to offer an Employee Assistance Program (EAP) for you, your spouse, and your eligible dependents. With the EAP, you are provided with free, confidential counseling by experienced licensed counselors.
There is nothing to sign up for. All services FREE and confidential.
Click here to view the carrier contact sheet.